If you’ve found the house of your dreams but are having trouble qualifying for a mortgage, you could ask another person to co-sign your mortgage. Here are some things to consider. Reasons to Have a Co-Signer Buying your first house, high credit card balances or a poor credit history are all valid reasons for having […]
Fixing a few of your homes most likely trouble spots can improve energy efficiency and save you a bundle on utility bills. Consumer editors at ThisOldHouse.com provide a starting point for your DIY energy audit: Drafty Windows On a windy day, close all windows and exterior doors, as well as the chimney flue damper. Light […]
Credit cards can be used to buy almost anything, but using them for small purchases can seem like a waste of time when debit cards or cash are more convenient. However, there are both advantages and disadvantages to using a credit card for small purchases. The Negatives The ease of use of a credit card […]
Here are just a few benefits of smart appliances that are worth getting excited about. Energy Insights These days, pretty much all smart appliances are going to be energy efficient, which means theyre good for the environment and will lower your energy bill. Easy Troubleshooting When an appliance doesnt seem to be working properly, advanced […]
Are you having trouble communicating with your partner, friends or colleagues? Do you forget what your friend just told you only minutes after the conversation ended? In a world geared toward multitasking, it can be hard to drop fully into a conversation and just listen. Below are three tips to help you be more present […]
Canceling a credit card that you rarely use or have paid off can feel good. It can give you a sense of accomplishment while lightening your wallet and giving you one less bill to worry about. It can, however, also cause your credit score to drop. But if you want to maintain your current credit […]
Here are a few tips for designing the perfect space for your little ones… Fun Meets Function Dont want toys and trinkets on the floor? Look for furniture that can double as storage. Foster Creativity A designated space for arts and crafts is an excellent way to foster your childs creativity. Keep It Open By […]
Looking for a home so cozy you almost want to cuddle with it? The following design elements can create a comforting, warm space that you will never want to leave. Warm colors. Add warm colors to your walls, accents, linens window hangings and more to create a cozy vibe inside. Deep orange, rusty reds, buttery […]
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State-sponsored 529 accounts are a tax-free way to pay for a childs college education. Opening an investment account when theyre young and contributing to it regularly and basically forgetting about it until theyre ready to go to college is one way to deal with it. The money is usually invested in mutual funds, so parents […]
