How medical debt and other collection items are tallied in a credit score is changing, potentially increasing the credit scores of millions of people. Called the FICO 9, the new credit score changes how medical collections are treated from non-medical changes, such as credit cards. A medical debt will now damage a credit score less […]
Everybody wants to save money to buy a house, take a vacation or be able to retire comfortably. If you have limited income, those goals can seem out of reach. It can be hard to save money if you dont have much coming in, but there are ways that you can trim your spending and […]
Here are four tips for curating shelves that are stylish and creative. Form and Function If you dont have built-ins, there are tons of functional options that are easy to install, from floating shelves to open box shelves. Show Off Books Choose a handful of books that are visually pleasing or mean the most to […]
Do you have a room in your house that always seems dark no matter what? Perhaps it’s due to low ceilings or minimal windows. Maybe the walls are painted a darker color than you would like. Whatever the reason, don’t worry. Below are a few simple ways you can brighten the space. Remove or minimize […]
If you have a sign in your front yard warning burglars that you have a home alarm system in place, you could be attracting a new breed of scammer. Thats the warning from the consumer watchdogs at Consumer Reports, who say scammers look for signs of existing installations, especially older-looking signs, then strike with one […]
Heres how to find the right window treatments for any room. Identify Your Goals What do you want from your window treatments? Should they provide privacy, block out the sun or create a stylish look? Consider your options Depending on what functionality you need, the next step is to choose between curtains, shades, blinds or […]
A good-looking houseplant adds pizzazz to your home. It can also be the next best thing to a live-in housekeeper, says John VanZile, author of Houseplants for A Healthy Home, out in May. Thats because a number of houseplants contain properties that help rid the air around you of various chemicals and parasites. In fact, […]
Published with permission from RISMedia.
Teaching your child about money by giving them a piggy bank or having them earn an allowance by doing household chores is a great start to learning about how to earn and save money. Spending wisely, however, is another lesson. And it will probably come away from home and without adult supervision. A debit card”usually […]
If you need money for home improvements, tuition or another purpose, you might be able to secure funds through a second mortgage. How Does a Second Mortgage Work? A second mortgage is a loan that allows a homeowner to borrow against the value of their house by using it as collateral. One option is to […]
