If youre nearing retirement and havent saved much for it, youre not alone. Forty-eight percent of workers age 55 or older say they have less than $100,000 in savings and investments, according to a 2016 retirement confidence survey by the Employee Benefit Research Institute. They may not want to rely on Social Security to fund […]
These four changes around the house will set you up for success this year. Be More Active Engage in a hobby, like gardening or learning an instrument. Create a designated space in your home that inspires you to pursue your passion. Increase Mindfulness Decluttering your home creates a relaxing environment and simplifies your life. Consider […]
You can buy almost anything through a subscription service today and have it delivered to your home. While the premise behind subscription services is enticing, they can cost you more in the long run if you’re not careful. Here are some things to consider before setting up a subscription service: Why do you want it? […]
Published with permission from RISMedia.
Most homeowners have weather-stripped their doors to maximize climate control, and have switched out traditional incandescent light bulbs with eco-friendly CFL models. Short of installing double paned windows or making other costly home improvements, what more can you do to make your home “greener” without emptying your wallet? Change filters often. Change air conditioning filters […]
These four home materials will look better with age. Copper Eventually, copper will oxidize, and its shiny dark orange appearance will develop a distinguished look with shades of blue and green. Terracotta When you decide to splurge on beautiful handmade terracotta for your home, you can rest assured that it will endure. Reclaimed Wood Scuffs […]
After working hard at the same job for years, youve saved up enough money and hit the age where you can finally retire. Congratulations! Retirement can be an exciting time full of new journeys, personal growth and, of course, some well-deserved R&R. Although adequate savings and a responsible budget are essential for a happy post-work […]
If youve paid off your debt, you owe yourself a round of applause. Its a rare feat, and one that should be celebrated”in moderation. Now that you have extra money coming in each month, the first thing youll want to do is have a plan in place so that you dont turn around and find […]
Here are a few ways that smart lighting can improve your daily life. Boost Your Energy Levels Lighting systems can align with your circadian rhythm and mimic natural light throughout the day, which can help maintain your sleep schedule naturally. Energy Efficiency By utilizing energy-efficient LED bulbs, smart lighting systems use significantly less energy than […]
If you’ve been making on-time payments on an auto loan for a year or more, it may be a good time to consider refinancing the loan so that you can lower your monthly payments. Refinancing shouldn’t cost you anything as auto loans don’t typically have a prepayment penalty and applying for a refinance has no […]
