Affording to retire can be difficult enough, and having your retirement income taxed can leave you with less money. To start, the federal government taxes income from a 401(k) retirement plan, traditional IRA or pension, along with taxing Social Security benefits. In addition, most states tax at least some part of retirement income. However, there […]
When major household appliances break, should you repair or replace them? The answer depends on which appliance Many refrigerator repairs are easy and affordable, especially if the problem is a bad motor or electronic controls. Dishwashers are usually simple to repair, but issues with their door seal or tub often prompt a full replacement. Unless […]
Not using your credit card enough sounds like an odd reason to have a mortgage application denied, but it’s one of the ways that applying for a home loan can be derailed by factors you may not have thought of. Credit card debt can help establish a credit history”a good history if you have a […]
Paying for something with a credit card instead of cash can be easier for a number of reasons. While it can be difficult to find an ATM when you need it, carrying around a lot of cash can be dangerous, and some things are nearly impossible to buy with cash. And by “cash,” we also […]
Here are five features that will provide an upscale feel to your outdoor space Covered Seating Be it a loggia, pergola or trellis, provide a comfortable place to gather outdoors. Infinity Pool In addition to providing a place to swim on a hot day, infinity pools have a certain wow factor. Entertaining Area An outdoor […]
Having more meaningful relationships with friends both new and old is a great goal, and it can start with your conversations. Below are five tips for those of us frustrated with small talk. Skip the weather. As tempting as it may be to springboard off the weather, this can lead you down the empty-conversation rabbit […]
Published with permission from RISMedia.
If you’ve recently moved into a new home, you might decide to change out the carpets in the house either to expose the wood flooring underneath or to add in a newer rug or carpet design. The challenge is, once you start ripping out the carpet, you’ll notice glue marks that are stuck due to […]
Here are four hallmark features that make the American Craftsman style so appealing. Charming Facades Often designed with overhanging eaves and large covered porches at the front entrance, a Craftsman home feels inviting before you even step inside. Large Fireplaces At the center of almost every Craftsman home is a fireplace that the family can […]
A late payment on a credit bill or other debt such as a mortgage can have a significant impact on your credit score. And the higher your credit score is to begin with, the more it can fall after a late payment. Paying your bills on time is the best way to avoid this. If […]
